The design of default disability cover in superannuation needs a re-think to ensure better health outcomes for members. Our research suggests Australians want change.

 

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Report highlights

  • Nearly half of Australian workers have three months or less in savings in the event of a disability preventing them from working, with almost a third of women having savings of just one month.
  • 57 per cent of respondents prefer a steady stream of regular income over a lump sum payment in the event of illness or injury.
  • The current approach to disability insurance in super is centred on a binary assessment of permanent disability, failing to adapt to the evolving needs of members and labour force patterns.

 

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Get in touch

To receive a copy of the green paper via email, or to book a briefing session on the research, please contact Alison Bodinnar, Head of Group Product & Proposition.