Fast, transparent and fair underwriting

At MLC Life Insurance, we are committed to making insurance cover accessible to as many people as possible, and delivering underwriting processes that are fast, effective, and transparent for members.

With high levels of personalised support in place—including allowing members to connect with our team directly—we are here to assist members through the underwriting journey, ensuring their cover needs are met quickly and simply.

Our underwriting approach offers:

Personalised applications for each member

Using system-to-system API integration we pull in your fund’s admin data – no need for double data entry.

Integration with our underwriting rules engine

Applications are fast because we only ask relevant questions. Our underwriting rules engine can be adapted quickly and easily to your fund.

Automatic acceptance

Real-time confirmation for your member and your fund when a member has been automatically accepted.

Real-time status updates

When information is outstanding, your member and your fund receive immediate notifications. We follow up each member to progress their application.

Personal care

Our underwriters are only a phone call away – to help with applications and explain our underwriting decisions.

Continuous improvement

We refine our questions and strive to make the member experience as simple and easy as possible.

Contact us

Speak with one of our experts today and discover the benefits of partnering with MLC Life Insurance.

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