Medical professionals are exposed to an increased level of risk compared to other occupations. That’s why it’s important to have the right cover to protect yourself financially in case things go wrong in the workplace.
What is Occupationally Acquired HIV, Hepatitis B or C Infection insurance?
Occupationally Acquired HIV, Hepatitis B or C Infection insurance is available to financially protect medical professionals if they contract an infection while working.
Occupationally acquired infections covers Human Immunodeficiency Virus (HIV), Hepatitis B or Hepatitis C.
Key features
- A one-off payment if you unintentionally acquire HIV, Hepatitis B or Hepatitis C as a result of performing your normal duties while at work in the health industry.
- Only those who work in certain medical occupations can apply for this type of insurance. This includes doctors, surgeons, dentists, nurses and paramedics.
- If we have paid a one-off payment of $100,000 or more, we’ll reimburse up to $5,000 for the cost of a financial plan from a qualified adviser.
Product overview
How does it work?
We’ll make a one-off payment if you unintentionally acquire HIV, Hepatitis B or Hepatitis C as a result of performing your normal duties while at work in the health industry.
This insurance is only available for those who work in certain medical occupations such as doctors, surgeons, dentists, nurses and paramedics.
Cover amounts for Occupationally Acquired HIV, Hepatitis B or Hepatitis C insurance start at $25,000 and are available up to $1 million.
Funding options
Occupationally Acquired HIV, Hepatitis B or C Infection insurance is available outside of super only.
Additional options
You can apply for these options at an additional cost:
- Premium Waiver insurance (outside super only): You can have your premiums waived if you suffer a total and permanent disability or become retrenched.
Do you need Occupationally Acquired HIV, Hepatitis B or C Infection insurance?
You may want to consider this type of insurance if you:
- work in the health industry (eg as a doctor, surgeon, dentist, nurse or paramedic)
- have a partner, family or dependants
- have a mortgage or any other personal debt
- don’t have significant savings to cover unexpected expenses.
Download the Product Disclosure Statement
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