A better experience for our partners. That’s our promise for life.​

See the difference

Why MLC Life Insurance?

Manage your policy online

Get to know your policy, update your payment details, manage beneficiaries and more

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Life insurance made for real lives

We provide flexible, innovative insurance to suit your needs

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Life Cover Insurance

Protect your family in the event of death or terminal illness.

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Total and Permanent Disability Insurance

Protect your finances if you suffer from a total and permanent disability.

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Critical Illness Insurance

Protect you and your family financially if you become critically ill.

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Income Protection Insurance

Replace part of your income if you can't work due to illness or injury.

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Your path to good health and wellness

Vivo is our health, wellness, and recovery program for life. Offered at no extra cost to our customers, it supports you to live healthier lives today and in the future.

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Need to make a claim?

We'll guide you through the entire process

When the unwanted happens and you need help, our dedicated claims team will assess and process your claim as quickly as possible

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Insurance explained in everyday language

Making insurance simple
Grandmother, mother and daughter standing in backyard, embracing and smiling

Tailoring your protection through each life stage

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Father sits on floor with laptop on his legs. Two children lean on his shoulders to look at screen

Life and all its changes

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Mother embraces teenage daughter, as they stand next to a window inside their home.

How to make sure your life insurance benefit goes to the right person

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Mother, father and their two children stand outside their home, smiling.

When to review your insurance cover

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Our commitment to reconciliation

Learn about our Reconciliation Action Plan to find out how we're working to advance Aboriginal and Torres Strait Islander reconciliation, as we strive for a more equitable future.

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